Credit Risk Higher for Banking Sector

Credit Risk in the Banking sector as evident by wider spreads, is higher today as Financial Reform edges closer.  As the negotiations occur in the Senate, investors are concerned that financial reform may curb future revenue and growth prospects. 

In addition, Goldman faces more pressure today as reports surfaced of the company taking advantage of clients before the collapse of the housing market.  Bloomberg reported that Goldman Sachs Bankers Said ‘Anything’ to Get High Rating, S&P Ex-Analyst Says.  On April 16, the SEC alleged in a report that the Wall Street giant defrauded investors by misstating and omitting key facts about a financial product tied to subprime mortgages as the U.S. housing market was beginning to falter. 

Also, the U.S. Treasury may begin to sell its $7.7 billion Citigroup Shares. The Treasury acquired the shares when it gave Citigroup a $45 billion bailout package during the financial crisis. 

Below is a snapshot of the 5-Year Credit Default Swaps Market for the Bank Sector (Data provided by Bloomberg):

Reference Entity     5Yr CDS Change Time
             
American Express     83.9 +3.3 14:12
BBVA       188.8 +13.6 14:12
BNP Paribas     92.3 +6.3 14:12
Banco Santander     167.9 +12.1 14:12
Bank of America     159.8 +11.6 14:12
Barclays       103.6 +2.3 14:12
Citigroup     183.3 +14.9 14:12
Commerzbank     90.5 +3.6 14:12
Credit Agricole     120.9 +8.0 14:12
Credit Suisse     92.2 +3.7 14:12
Deutsche Bank     119.3 +5.0 14:12
Goldman       164.9 +20.8 14:14
HSBC Bank PLC     72.0 +1.5 14:14
ING       89.5 +1.7 14:13
JPMorgan     87.1 +5.5 14:13
Lloyds TSB     142.1 +2.9 14:13
Morgan Stanley     180.3 +18.0 14:13
Nomura       106.5 N.A. 14:13

 

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